Selling CVV Data and Bank Withdrawal: US Law

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Choose from any of our gift cards to give to your loved ones

Sell CVV Instant Cashout

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Where to Use?

Redeem your gift cards at any of our Merchants

Sell CVV Dumps Instant Withdrawal

Where to Buy?

You can purchase a gift card from any of these locations

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ABOUT US

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What is ONYX GiftCards?

Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.

What is a Gift Card?

Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.

How it Works?

  • Buy an Onyx Gift Card at these local stores
  • Give your gift card to friends, family, co-workers, etc.
  • The recipient can shop at our select merchants nationwide
  • Your friends, family, co-workers, etc. will present their gift card at checkout to pay for your item(s)
  • They will walk away happy with the best gift ever...the gift of Choice

Why ONYX GiftCards?

  • Save TIME. No need to run around looking for the perfect gift
  • Redeem from a variety of business island-wide. We will continue adding businesses as fast as ONYX grows.
  • ONYX Gift Cards do not expire
  • Cards are valued at convinient amounts to meet every need and occasion

Short answer

Selling CVV data and moving the money to a bank account is card fraud and money laundering in the United States. No bank, payment app, or exchange offers a legal route for this. There is no same-day withdrawal channel that survives a fraud review. Prosecutors charge these cases under 18 U.S.C. 1029 and 18 U.S.C. 1956.

What a CVV is

A CVV is the 3-digit code on the back of a Visa, Mastercard, or Discover card, or the 4-digit code on the front of an American Express card. Card network rules and PCI DSS prohibit merchants from storing it after authorization. A CVV alone does not authorize a transfer at a bank. It only helps pass a card-not-present check.

Why the withdrawal step fails

Receiving money from a stranger and forwarding it is money mule activity. That carries its own charge under 18 U.S.C. 1956.

Penalties

18 U.S.C. 1029 covers access device fraud. Trafficking in unauthorized access devices carries up to 10 years in prison. Producing or trafficking counterfeit access devices carries up to 15 years. 18 U.S.C. 1028A adds a mandatory 2-year sentence, served consecutively, for aggravated identity theft. Fines reach $250,000 per count for individuals.

How cases start

The FBI Internet Crime Complaint Center collects reports from victims and banks. Card networks send alerts to issuers when a batch of numbers shows the same purchase pattern. Secret Service field offices investigate payment card crime and seize servers, phones, and crypto wallets.

If your card data was exposed

  1. Call the issuer and ask for a new card number.
  2. Review statements for charges you do not recognize.
  3. File a report at IdentityTheft.gov and keep the confirmation number.
  4. Report the incident to the FBI IC3.

Data on success rates for these schemes is not public. Court records show prosecutions, not profits.

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Read our complete guide: Should You Buy CVV From a Card Shop? The Honest Buyer's Guide