Razorpay Test Card 2025: How Test Payments Work

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Choose from any of our gift cards to give to your loved ones

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What is ONYX GiftCards?

Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.

What is a Gift Card?

Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.

How it Works?

  • Buy an Onyx Gift Card at these local stores
  • Give your gift card to friends, family, co-workers, etc.
  • The recipient can shop at our select merchants nationwide
  • Your friends, family, co-workers, etc. will present their gift card at checkout to pay for your item(s)
  • They will walk away happy with the best gift ever...the gift of Choice

Why ONYX GiftCards?

  • Save TIME. No need to run around looking for the perfect gift
  • Redeem from a variety of business island-wide. We will continue adding businesses as fast as ONYX grows.
  • ONYX Gift Cards do not expire
  • Cards are valued at convinient amounts to meet every need and occasion

A Razorpay test card is a fake card number that runs a payment in Razorpay test mode, so you can build and check a checkout flow without moving real money. Test cards work only with test API keys, accept a future expiry date and a made up CVV, and can be set to succeed or fail on demand. In 2025 the steps stay the same as earlier years: flip the dashboard to test mode, copy a number from the docs, and pay.

What Is a Razorpay Test Card?

Test mode is a sandbox that lives inside the Razorpay dashboard. A test card number passes through the same checkout screens as a live card, but no bank, card network, or customer account is touched. Every test payment carries a test badge in the dashboard and stays out of live settlement reports.

Razorpay publishes its test cards as a fixed list. Each number maps to a card network such as Visa, Mastercard, RuPay, or Amex and, in many cases, to a result such as success, insufficient funds, or authentication failure.

Where Do I Find Razorpay Test Cards in 2025?

The list lives in the public developer docs, not inside the dashboard. Search the docs for test cards and you land on a page that covers cards, UPI IDs, netbanking, and wallets in one set of tables.

  1. Open the Razorpay dashboard and switch on Test Mode at the top.
  2. Open the developer docs page for test cards.
  3. Pick a number for the network you want, then note the result printed next to it.
  4. Paste the number into your checkout form or the hosted Razorpay checkout.
  5. Submit the payment and open the Payments tab in test mode to read the response.

What Details Does a Test Payment Need?

How Do I Force a Failed Payment?

Razorpay builds failure cases into the test card list. One number returns insufficient funds, another a bank decline, another a failed authentication. The label next to each number tells you which result you will get.

For cases that are not on the list, use the webhook simulator in the dashboard. It fires events such as payment.captured, payment.failed, and refund.processed at your endpoint, so you can test your handler without a checkout at all.

Test Card vs Live Card: What Changes?

What Are the Limits of Test Mode?

Why Does My Test Card Get Declined?

  1. Live keys running inside a test build, or test keys running in production.
  2. An expiry date that has passed.
  3. A card number pasted with spaces or with digits missing.
  4. A number whose job is to fail. Check the label in the docs.
  5. An amount or currency outside the limits set on your test account.
  6. Code that reads the wrong field from the payment response.

Razorpay Test Card FAQ

Does a Razorpay test card work in live mode?

No. Test numbers are blocked in live mode and the payment returns an error. Test mode and live mode keep separate keys, separate data, and separate dashboard views.

What OTP do I enter on a test payment?

Use the OTP printed on the test checkout screen. Test mode shows the code on the page, so no phone or bank app is needed. Some test cases skip the OTP step.

Do test cards work with the Orders API and Payment Links?

Yes. Test cards work with Checkout, the Orders API, Payment Links, Subscriptions, and Invoices while the account sits in test mode.

Did Razorpay change its test cards in 2025?

No public change to the test card list has been announced for 2025. The numbers on the docs page are the current set, and new networks get added to that page when support ships.

Can I test with a real card instead?

No. Live card data in a test system breaks PCI DSS rules and creates a breach risk. Published test numbers carry no cardholder data, which is why they exist.

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