CVV and PIN Data Sales: No Legal Market, Real Penalties

Our Cards

Choose from any of our gift cards to give to your loved ones

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Where to Use?

Redeem your gift cards at any of our Merchants

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Where to Buy?

You can purchase a gift card from any of these locations

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ABOUT US

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What is ONYX GiftCards?

Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.

What is a Gift Card?

Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.

How it Works?

  • Buy an Onyx Gift Card at these local stores
  • Give your gift card to friends, family, co-workers, etc.
  • The recipient can shop at our select merchants nationwide
  • Your friends, family, co-workers, etc. will present their gift card at checkout to pay for your item(s)
  • They will walk away happy with the best gift ever...the gift of Choice

Why ONYX GiftCards?

  • Save TIME. No need to run around looking for the perfect gift
  • Redeem from a variety of business island-wide. We will continue adding businesses as fast as ONYX grows.
  • ONYX Gift Cards do not expire
  • Cards are valued at convinient amounts to meet every need and occasion

The short answer

There is no legitimate marketplace for credit card CVV codes, PINs, or full cardholder data. Anyone advertising "CVV with PIN" for sale is either running a scam that will take your money and deliver nothing, or is working with law enforcement. Buying, selling, or possessing that data is a federal crime in the United States under statutes covering access device fraud, identity theft, and wire fraud. This guide explains the legal reality, the practical risks of these offers, and what to do if your own card data is exposed.

What the law actually says

Payment card numbers, expiration dates, CVV values, and PINs are treated as access devices. Trafficking in them, even without using them, carries serious penalties including prison time and restitution. Financial institutions and card networks monitor for the resale of this data, and card issuers void compromised credentials quickly, which means anything purchased this way has a short and useless shelf life. Aggregators that host such listings are routinely seized.

Why every offer you see is a dead end

Protecting your own accounts

Merchants and businesses

If you handle card payments, the Payment Card Industry Data Security Standard governs how cardholder data is stored and transmitted. Storing CVV values after authorization is prohibited outright. Tokenization and point-to-point encryption remove the data from your systems, which reduces both breach exposure and compliance scope.

If your card data was exposed

Contact your issuer right away to block the card, then file a report with the Federal Trade Commission and, for internet-facilitated fraud, the FBI Internet Crime Complaint Center. Keep records of unauthorized charges and any communication with the seller or platform involved.

FAQ

Is there any legal reseller of card data?

No. Card networks and issuers do not sell cardholder credentials to third parties.

What happens if I buy this data?

You can face criminal charges, civil liability, and permanent financial and employment consequences.

What should I do if someone offers me this?

Do not engage. Report the offer to the platform hosting it and to the authorities listed above.

Contact Us

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