Selling CVVs for Carding: Federal Crime and Penalties

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What is ONYX GiftCards?

Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.

What is a Gift Card?

Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.

How it Works?

  • Buy an Onyx Gift Card at these local stores
  • Give your gift card to friends, family, co-workers, etc.
  • The recipient can shop at our select merchants nationwide
  • Your friends, family, co-workers, etc. will present their gift card at checkout to pay for your item(s)
  • They will walk away happy with the best gift ever...the gift of Choice

Why ONYX GiftCards?

  • Save TIME. No need to run around looking for the perfect gift
  • Redeem from a variety of business island-wide. We will continue adding businesses as fast as ONYX grows.
  • ONYX Gift Cards do not expire
  • Cards are valued at convinient amounts to meet every need and occasion

Selling CVVs for carding is a federal felony in the United States, not a gray-market side hustle. Trafficking in stolen card numbers and verification codes falls under 18 U.S.C. § 1029, which covers the production, sale, and use of counterfeit access devices. A conviction means a felony record, prison time, fines, and restitution to banks and cardholders.

What is carding and why is selling CVVs illegal?

Carding is the use of stolen payment card data to buy goods or move money without the cardholder's permission. The CVV exists to prove the physical card is present, so buying and selling those codes is treated as access device trafficking. Because the data was taken without authorization, each sale can be charged as its own offense.

What penalties do sellers face?

Sentencing depends on the number of access devices involved, the dollar loss, and whether the case involves identity theft. Volume matters: prosecutors count every card number a defendant handled.

Why do carding beginners usually lose money?

Most shop operators are criminals who take payment and send nothing, or send data that is already blocked by the bank. Buyers have no legal recourse, because reporting the scam means admitting to a crime. That is why carding forums are dominated by fraud-on-fraud complaints rather than working cards.

Who investigates CVV sales?

The FBI, U.S. Secret Service, Postal Inspection Service, and state attorneys general investigate carding rings with bank fraud teams. Indictments often name dozens of defendants at once, including people who resold data only a few times. Because these operations are international, sellers are arrested when they travel or are extradited.

What should you do if your card data was stolen?

Call your bank the same day, freeze your credit with all three bureaus, and file a report with the FTC's identity theft service. Fast reporting limits losses because stolen card data is often resold within hours. Keep every confirmation number for the dispute file.

Is buying CVVs ever legal?

No. Possessing or transferring stolen card data is illegal even if the buyer never uses it to make a purchase. Legitimate payment work happens inside banks, processors, and fraud-prevention teams with written authorization.

How long do carding cases take to prosecute?

Investigations frequently run for a year or more before charges are filed, and defendants are often unaware they were identified. Digital evidence, chat logs, and crypto records are retained long after a forum shuts down.

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Read our complete guide: Should You Buy CVV From a Card Shop? The Honest Buyer's Guide