Choose from any of our gift cards to give to your loved ones
Redeem your gift cards at any of our Merchants
Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.
Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.
A card test is a small charge run against a card number to see if the account is open. The person running it does not own the card. The merchant sees an authorization attempt, not a sale. A live card gets used later for larger purchases or sold to another buyer. The merchant pays for the test through gateway fees, chargebacks, and fraud program fines.
Most runs share traits. A merchant sees a burst of authorization attempts in a short window from one IP address or device, using many card numbers. Order values sit near the minimum, in many cases $0.50 to $2.00. Decline rates run high. Some runs pull numbers from one range inside a single bank identification number. Fraud teams call that an enumeration attack or a BIN attack.
Each authorization carries an interchange or gateway fee. A run of 1,000 attempts at $0.30 per attempt costs $300 before any dispute. Card network fraud programs add fines per chargeback. A processor can freeze or close a merchant account after a large run. Small merchants take the largest hit per dollar of revenue.
Using a card number without the holder's consent is a federal crime under 18 U.S.C. 1029. The statute covers trafficking in card numbers, and penalties include prison time and fines. Issuers and networks also file civil claims. Buying or selling card numbers is not a legal gray area in the US.
Public figures on card testing volume come from network and processor reports, not independent audits. Yearly loss totals are estimates. No public dataset separates card testing losses from other card fraud.
