Buying CVV Dumps: Legal Status and Penalties (US)

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Where to Use?

Redeem your gift cards at any of our Merchants

The Best Cheap CVV: A Comprehensive Buying Guide

Where to Buy?

You can purchase a gift card from any of these locations

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ABOUT US

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What is ONYX GiftCards?

Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.

What is a Gift Card?

Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.

How it Works?

  • Buy an Onyx Gift Card at these local stores
  • Give your gift card to friends, family, co-workers, etc.
  • The recipient can shop at our select merchants nationwide
  • Your friends, family, co-workers, etc. will present their gift card at checkout to pay for your item(s)
  • They will walk away happy with the best gift ever...the gift of Choice

Why ONYX GiftCards?

  • Save TIME. No need to run around looking for the perfect gift
  • Redeem from a variety of business island-wide. We will continue adding businesses as fast as ONYX grows.
  • ONYX Gift Cards do not expire
  • Cards are valued at convinient amounts to meet every need and occasion

What a CVV dump is

A CVV dump is a record copied from a payment card. It contains the card number, expiration date, security code, and often the cardholder name, billing address, and bank name. The data is taken from a breach, a skimmer, or a phishing page. The cardholder did not agree to the sale.

Buying that record is not a gray area in the United States. Under 18 U.S.C. 1029, trafficking in stolen or counterfeit access devices is a federal felony. A first trafficking conviction carries up to 10 years in prison and a fine. Cases with prior convictions or larger operations carry up to 15 years. Quantity does not create a legal threshold. One record bought with intent to defraud is chargeable.

Why there is no buying guide here

This page will not list vendors, prices, escrow services, or delivery methods. That information exists to move stolen card data, and publishing it would help commit the offense described above.

What is documented is the loss pattern. The cardholder is reimbursed by the issuer in most US cases. The merchant, the acquirer, and the issuer absorb the chargeback, the fraud screening cost, and the reissue cost. Those costs appear on every cardholder's statement in the form of higher interchange and fees.

Documented risks in this market

If your own card data was exposed

Call the number on the back of the card and ask for a new number. Review statements for charges you do not recognize. Place a free fraud alert or credit freeze with the three US credit bureaus. Report identity theft at IdentityTheft.gov, run by the Federal Trade Commission, and file a report with your local police if the loss is large.

Card networks publish fraud reporting contacts for issuers and merchants. Cardholders should start with the issuer, not with a third party that asks for a fee.

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Read our complete guide: Should You Buy CVV From a Card Shop? The Honest Buyer's Guide